Holiday cheer: Save now, shop later? (Newsday)

Here is another way to cut down your Christmas expenses and save big this holiday season:
Have you heard about the survey that says nearly six out of 10 Americans are more worried about paying for this year’s holiday shopping than last year? Well, Amanda Sherlip, for one, says it’s irrelevant. “People aren’t supposed to go broke to show how much they love somebody,” said Sherlip, 22, a Stony Brook University student from Commack. “So in that regard I’m the anti- Walmart . I don’t do …