Time to start saving for holiday shopping – CTV.ca

Here is another way to cut down your Christmas expenses and save big this holiday season:
Time to start saving for holiday shoppingCTV.ca… then the doozy, Christmas. The store window propaganda will soon start, and like every year, people will pile debt on their credit cards. One area of household budgeting that tends to be poorly accounted for are the infrequent, lump-sum expenses. …and more »