Here is another way to cut down your Christmas expenses and save big this holiday season:
No emergency fund means living on the edgeCambridgeChronicle.com (blog)Baby Step 3 of my plan says that you set aside three to six months of household expenses. You guys could cheat a little bit, down to the three-month side of things, but I still don't think $10000 will cover three months of expenses in your household.and more »