Holiday Season Strains Wallets: Underbanked Americans Plan to Spend Same or Less on Gifts This Year

Here is another way to cut down your Christmas expenses and save big this holiday season:
As the holiday shopping season gets underway, underbanked consumers of all income levels are feeling the strain on their wallets and planning to spend conservatively on gifts this year, according to the 2012 Underbanked Financial Sentiment Index released today by Think Finance, a developer of next-generation online financial products that help people manage life's everyday expenses.