Here is another way to cut down your Christmas expenses and save big this holiday season:
Everyday cheapskate: Anticipate your way to freedomHerald & ReviewThe solution is to make all of your expenses as predictable as the rent, phone and cable TV bill. I call my solution a "freedom account." It forces us to anticipate irregular expenses so we can finance our own emergencies. If you remember Christmas …Anticipate your way to freedomThe Star Democratall 2 news articles »