Family 401(k) –

Here is another way to cut down your Christmas expenses and save big this holiday season:
Philly.comFamily 401(k)Philly.comJohn Thomas, 55, and his wife Jane, 53, with (from left) Alaina, Isaiah, Jordan Jonathan, and Dontae. Says John Thomas: “Most of my peers are wondering, 'Will my 401(k) last? Will I have enough money in retirement? When can I start gallivanting around?