Save NOW for those Christmas gifts — here\’s how – USA TODAY

Here is another way to cut down your Christmas expenses and save big this holiday season:
USA TODAYSave NOW for those Christmas gifts — here's howUSA TODAYOnce you've done this, separate out the standard monthly expenses from the holiday ones and add them all up to determine your aggregate holiday expense. If you have multiple years' worth of data then add your holiday expenses together and divide by the …and more »