Here is another way to cut down your Christmas expenses and save big this holiday season:
USA TODAYSurviving Black Friday: How to set a budget and stick to itUSA TODAYA good rule of thumb is to allocate no more than 1.5% of your income — $750 if you make $50,000 a year, for example — for holiday expenses, says Carla Dearing, CEO of SUM 180, a financial planning service aimed at women. And don't forget big-ticket …