Here is another way to cut down your Christmas expenses and save big this holiday season:
When it comes to holiday spending, waiting in store lines all night and jostling for discounts will mean very little if you don’t have a budget that shapes your finances year-round. With the average U.S. household planning on spending $600-$700 in 2014 for the holidays, putting that money together shouldn’t be a game of chance. Here are some tips to get it right: