Here is another way to cut down your Christmas expenses and save big this holiday season:
According to the annual RBC Holiday Spending Intentions Poll, 94 per cent of this younger age group will be gift-giving this year, compared to 82 per cent in 2013, and are expecting to spend an average of $509.80 on those gifts, up from $457.40 last year. What these holiday shoppers don't intend to increase are gift-related debts: over half (59 per cent) plan to use cash or debit cards, while …