Money in the bank is, well, money in the bank (The Oregonian)

The Christmas season is full of holiday savings at stores and shops trying to lure you in with good deals for your gift list as well as for yourself.
If you resolved to save more this year, you’re not alone. The average American not only spent all of his or her earnings but also borrowed against or sold 1 percent of assets in November, the most recent month tracked by the U.S. Bureau of Economic Analysis.

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