Stay out of debt this holiday season (Cloquet Journal)

The Christmas season is full of holiday savings at stores and shops trying to lure you in with good deals for your gift list as well as for yourself.
For many, overspending has become an unwelcome holiday tradition. Holiday debt looms long after gifts have been unwrapped and the toys have been tossed aside. The Minnesota Society of CPAs says it’s possible to avoid holiday over-spending, but only if you plan ahead.

Read full story