Here is another way to cut down your Christmas expenses and save big this holiday season:
Chores 101: Teaching kids basic skills in their youth pays off in long runAppleton Post CrescentThis is long-term savings that is for their college or school expenses. » Have them save about 20 percent of their allowance for gifts and put this in an envelope that says “gifts.” Then they will have money to give presents at birthdays and Christmas.and more »