Here is another way to cut down your Christmas expenses and save big this holiday season:
Halloween is still few weeks away, yet a few retailers already have Christmas and Hanukkah items on display. As much as some consumers dread the premature onslaught of Christmas carols and ads featuring sleds and snowmen, it's not too soon to start planning your holiday travel and spending. Once November rolls around, the pace of parties and seasonal activities will only accelerate, and it's all …