Budget for the holidays and beyond – The Tennessean

Here is another way to cut down your Christmas expenses and save big this holiday season:
Budget for the holidays and beyondThe TennesseanAfter today, there are only 13 more Saturdays left until Christmas. Shocked that 75 percent of the year has already flown by? Panicked that there's little time left before the shopping and gift-giving mayhem of the Christmas, Hanukkah and Kwanzaa …