Here is another way to cut down your Christmas expenses and save big this holiday season:
New Jersey 101.5 FM RadioTaking a trip you can't afford? Join the clubNew Jersey 101.5 FM RadioWhile two-thirds of Americans said a week-long vacation would cost more than their monthly housing expenses, more than half have forgotten or failed to include a vacation as part of their annual budget. Paul Oster, president of credit repair company …